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California real estate markets

are thriving. The Nikols Company

enables your participation.

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Celebrating 4 Years Running on

Orange County Business Journal’s List of

Fastest Growing Private Companies

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We look for situations where

our loans bring value to both our

borrowers and our investors.

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We lend on deals we understand

in markets we know.


Focused
On Results

The Nikols Company’s executive team has extensive experience in institutional commercial and residential real estate lending. This level of sophistication enables us to recognize changing market dynamics and deliver custom financing solutions. We have an unwavering commitment to the stewardship of our investors’ capital and the servicing of our borrowers’ loans.

By combining institutional training with entrepreneurial execution, The Nikols Company consistently delivers service and results that exceed expectations.

 

  • Thank you.  After all the years I’ve been in this business, this is the first time I have seen a lender as proactive in making sure our joint objectives were achieved.  The Nikols Company was heroic in completing our deal.

    Richard Ortwein, Principal, Focus Real Estate L.P.

Loan Services

Quick-Collaborative-Flexible

 

The Nikols Company specializes in making short-term real estate bridge loans on properties in California. We provide the borrowing community flexible alternatives to conventional lending institutions. Our loans serve a wide range of borrower needs such as:

  • Income property loans for:
    • Renovation and repositioning
    • Opportunistic fast close purchases
    • Seasoning to long-term financing
    • Inexpensive alternative to equity
  • Construction and entitled land loans for small infill projects

We are committed to providing our borrowers with rapid decisions from principals (no loan committee), market leading service and loan structures tailored to their individual needs.

Loan Terms

Rate: 6% to 10%
Amount: Typically $1M to $10M
Term: Typically 12 months with extension options
Origination Fees: 1.0 to 3.0 points
Exit Fees: 0.0 to 1.5 points
Loan to Cost Up to 100% LTC
Loan to Value Up to 75% LTV
Collateral: 1st trust deed
Location: Callifornia

Representative Commercial Deals

  • The cumulative experience in The Nikols Company makes for a unique and potent team.  They are knowledgeable, entrepreneurial and decisive.

    Michael P. Simondi, Esq.

Investors

Solid, Safe, Consistent Returns

 

Since its 2007 inception, Nikols Mortgage Fund, LLC has grown to $53 million in assets under management from 142 investors as of June 1, 2015. Its manager, The Nikols Company, earned a place on Orange County Business Journal’s List of Fastest Growing Private Companies in 2011, 2012, 2013, and 2014. The Fund has attracted a loyal and sophisticated community of investors including prominent real estate executives, investment advisors, family trusts, family offices, self-directed IRAs, and investment LLCs. Many investors have previously made direct and active real estate investments, but value the passive and reliable investment opportunity that the Fund provides. Over half of capital comes from 12 investors each with more than $1 million invested, but most investors have from $100,000 to $500,000 with the Fund. The Fund has consistently added new investors and has an investor retention rate of over 95% annually.  

Nikols Mortgage Fund, LLC Summary

  • • 7% target yield distributed monthly to investors
  • • 100% owned by its Investors
  • • Monthly income distributions
  • • Conservative loans with 1st trust deed collateral
  • • Short term loans limit market exposure
  • • Diversified portfolio of commercial loans across California
  • • Proven Fund Manager who only profits when its investors do

Track Record

 

2014 Fund Yield

Property Fundings and Commitments

Loan Losses

Meet Our Team

Don Nikols

PRINCIPAL, INVESTOR RELATIONS, CalBRE #00685104

Carrie Nikols

PRINCIPAL, CHIEF LENDING OFFICER, CalBRE #00964443

Loretta Schultz

CHIEF OPERATING OFFICER

Stacy Simondi

CPA, CHIEF FINANCIAL OFFICER

Sydney Nikols

EXECUTIVE AND MARKETING ASSISTANT

Julia Hitomi

LOAN PROCESSOR AND SERVICER

ADVISORS

Michael P. Simondi

REAL ESTATE ATTORNEY

Robert C. Lascelles

CONSTRUCTION PROGRESS INSPECTOR / ENVIRONMENTAL CONSULTANT

Contact Us

We Look Forward to Hearing from You